Fadiani, Almira and Hatreztyo, Lucky and Bustaman, Yosman (2019) The Determinants of Net Interest Margin: Comparison Between State Owned Banks and Listed National Private Banks in Indonesia 2012-2017. Bachelor thesis, Swiss German University.

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Abstract

This study aims to examine and analyze the determinants of net interest margin in Indonesia for State Owned Banks and National Private Banks between 2012 to 2017. This research using 33 commercial banks listed in IDX as the sample data for period of 2012 to 2017. The analysis method is using balance panel data regression method to identify and examine the determinants of net interest margin of state owned banks and listed national private banks with return on asset, interest rate, and inflation as control variables. Empirical analysis result finds that efficiency ratio has significant impact on net interest margin for both State Owned Banks and National Private Banks. Other result shows credit risk has significant impact on net interest margin for both types of banks. Meanwhile CAR has no significant impact on net interest margin for State Owned Banks and has significant impact on net interest margin for National Private Banks. Further, competition does not significantly affect net interest margin for State Owned Banks and National Private Banks, while, macro-economic variable does not significantly impact net interest margin.

Item Type:	Thesis (Bachelor)
Uncontrolled Keywords:	Net Interest Margin ; Efficiency Ratio ; Credit Risk ; Capital Adequacy ; Return On Asset
Subjects:	H Social Sciences > HF Commerce > HF5601 Accounting H Social Sciences > HG Finance
Divisions:	Faculty of Business Administration and Communication > Department of Business Administration
Depositing User:	Adityatama Ratangga
Date Deposited:	15 May 2020 06:14
Last Modified:	15 May 2020 06:14
URI:	http://repository.sgu.ac.id/id/eprint/315

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