THE INFLUENCE OF DIGITAL FINANCIAL LITERACY AND THE USE OF FINANCIAL TECHNOLOGY TOWARDS FINANCIAL SATISFACTION THROUGH FINANCIAL BEHAVIOR

Adeleide, Patricia Kiarra and Siahaan, Antonius TP. (2022) THE INFLUENCE OF DIGITAL FINANCIAL LITERACY AND THE USE OF FINANCIAL TECHNOLOGY TOWARDS FINANCIAL SATISFACTION THROUGH FINANCIAL BEHAVIOR. Bachelor thesis, Swiss German University.

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Abstract

The current digital age has triggered usage of financial technology that affects consumerism culture, while the overall digital financial literacy remains low. Previous literature suggested a significant relationship between two variables towards the behavioral finance of fintech users and how it can have an effect on a person's satisfactory level on their own personal finance. Thus, this study is conducted to analyze the influence of digital financial literacy and financial technology towards financial satisfaction through financial behavior. Furthermore, there is limited literature related to digital financial literacy and contradictory results regarding the relationship between fintech and financial behavior. To accomplish the objective of this study, multiple regression analysis was conducted, which analyzed the relationship between the independent variables (DFL and FT) and intervening variable (FB) toward the dependent variable (FS). As a result four out of five hypotheses were accepted; only the relationship between DFL and FS was not supported.

Item Type: Thesis (Bachelor)
Subjects: H Social Sciences > HG Finance > HG4521 Financial leverage
Divisions: Faculty of Business Administration and Communication > Department of Business Administration
Depositing User: Mr Arinton Sinaga
Date Deposited: 09 Dec 2024 06:51
Last Modified: 09 Dec 2024 06:51
URI: http://repository.sgu.ac.id/id/eprint/2657

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